Regulatory Compliance
20/20
Fully regulated UK bank, FSCS protection up to £85,000.
Customer Satisfaction
23/25
4.9/5 Trustpilot, multiple customer service awards.
Product Value
17/20
Free current account, no monthly fees, competitive overdraft rates.
Customer Support
15/15
24/7 in-app and phone support, UK-based team.
Accessibility
8/10
App, web, phone support. No branches, but excellent digital access.
Transparency
9/10
Clear terms, no hidden fees, transparent overdraft pricing.
Security
9/10
Biometric login, instant card freeze, strong fraud monitoring.
Reputation & Innovation
9/10
Consistent fintech leader, winner of Best British Bank.
