92
GO
Top-rated App
FSCS Protected
24/7 Support
Product: Current Account
Fees: £0, no hidden charges
Customer Rating: 4.85/5
Support: 24/7 chat
Extras: Spaces, instant notifications, joint accounts
View Starling Bank
89
GO
Award-winning App
FSCS Protected
24/7 Support
Product: Current Account
Fees: £0, no hidden charges
Customer Rating: 4.75/5
Support: 24/7 chat
Extras: Pots, bill splitting, fee-free spending abroad
View Monzo
87
GO
Multi-currency
Fee-Free FX
24/7 Chat
Product: Multi-currency Account
Fees: £0, paid plans for extras
Customer Rating: 4.65/5
Support: 24/7 chat
Extras: Crypto, stocks, junior accounts, travel perks
View Revolut
85
GO
Rewards
Travel Perks
24/7 Phone
Product: Credit Card
Fees: 23.9% APR
Customer Rating: 4.55/5
Support: 24/7 phone
Extras: Airport lounge, cashback, insurance
View American Express
81
GO
Branch Access
Credit Cards
Phone & Chat
Product: Credit Card
Fees: 24.9% APR
Customer Rating: 4.25/5
Support: Phone, chat
Extras: Avios, Blue Rewards, strong security
View Barclays
79
GO
Global Bank
Good App
Phone & Branch
Product: Current Account
Fees: £0, no hidden charges
Customer Rating: 4.05/5
Support: Phone, branch
Extras: Premier, global transfers, student accounts
View HSBC
78
GO WITH CAUTION
Loans
Good App
Phone & Chat
Product: Loan
Fees: 9.9% APR
Customer Rating: 3.95/5
Support: Phone, chat
Extras: Savings, credit builder, auto finance
View Zopa
76
GO WITH CAUTION
Loans
Good App
Phone & Chat
Product: Loan
Fees: 10.5% APR
Customer Rating: 3.85/5
Support: Phone, chat
Extras: Peer-to-peer, flexible terms
View Lending Works